St. Germain Investment Management, Inc. (Springfield)

Name: St. Germain Investment Management, Inc.
Address: 1500 Main St, Springfield, MA, 01115 1001
Telephone: 413-733-5111

St. Germain Investment Management, Inc. is a large advisory firm based in Springfield. It manages $1.4 billion of regulatory assets for 4,639 client accounts. It has been registered with the SEC as an adviser since 2010 and has operated in the jurisdictions of Arizona, California, Colorado, and 26 other states.

St. Germain Investment Management provides financial planning services, portfolio management for individuals and small businesses, and portfolio management for businesses and institutional clients. It prepares financial plans for approximately 1,000 clients. On top of advisory services, the firm doesn't engage in other business activities.

St. Germain Investment Management: assets under management

The assets under management (AUM) of St. Germain Investment Management, Inc. is $1.4 billion. The firm's AUM has grown by 95% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $1.36 billion in discretionary accounts and $39.3 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $305.82 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $193.59 thousand.

St. Germain Investment Management has custody of $1.38 billion in cash and securities for 4,636 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in non-exchange traded securities the most. They account for 45% of the total AUM. The second-largest asset type is exchange traded securities, which make up 18% of the firm’s portfolio. Investments in other assets form 16% of the total invested assets.

Fees & Commissions

The advisory firm has a single stream of revenue. Clients pay St. Germain Investment Management, Inc. for their services and products based on a percentage of assets under management. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Timothy Wallace Suffish serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of Timothy Wallace Suffish is high net worth individuals with 440 clients and $732.47 million of assets under management. Among the 11 most similar advisory firms, St. Germain Investment Management has the 4th highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $1.3 billion for 3,076 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. 1% of the firm’s clients are foreign persons or businesses.

St. Germain Investment Management doesn't advise any private funds.

Careers at St. Germain Investment Management, Inc.

The company employs 24 people that are either part- or full-time employees. 46 percent of the employees work as investment advisers or researchers. 11 employees are registered as investment adviser representatives with the state securities authorities.

There are 2 people with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Timothy Wallace Suffish has been acting as President since 1 Aug 2010. Paul Joseph Valickus joined the executive team most recently as the Chief Strategist.

Direct owners and executive officers

Name	Entity	Date acquired	Ownership	Employer ID
Inc. Dj St Germain Co.	Corporate owner	1 Aug 2010	75% - 100%	04-2194178
Michael Robert Matty	President, director, secretary, cco	1 Aug 2010	Other	3258559
Timothy Wallace Suffish	Director	1 Aug 2010	Other	2856029
Jason Maxwell Schuck	Treasurer	1 Aug 2010	Other	2863733
Paul Joseph Valickus	Director	1 Aug 2010	Other	2612546
Paul Joseph Valickus	Chief strategist	1 Dec 2011	Other	2612546

Indirect Owners

The SEC currently registers 2 indirect owners.

Name	Entity	Date acquired	Ownership	Employer ID
Michael Robert Matty	President, director, secretary	1 Nov 2008	50% - 75%	3258559
Paul Joseph Valickus	Chairman	1 Nov 2008	25% - 50%	2612546

Based in Springfield

The principal office where St. Germain Investment Management, Inc. performs its advisory services is located at 1500 Main St, Springfield, MA 01115 1001, which is also the mailing address of the firm. An additional office of the firm is in Lee, MA. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 413-733-5111 or by fax 413-747-0848. The normal business hours are 8:30 am to 4:30 pm on Monday - Friday. You can find more information about the New York firm at stgermaininvestments.com.