Retirement Capital Strategies, Inc. (San Jose)

Name: Retirement Capital Strategies, Inc.
Address: 1190 Saratoga Ave., Suite 140, San Jose, CA, 95129
Telephone: 408-551-6100

Retirement Capital Strategies, Inc. is a large advisory firm based in San Jose. It manages $177.58 million of regulatory assets for 558 client accounts. It has been registered with the SEC as an adviser since 2009 and has operated in the jurisdictions of California, New Hampshire, Oregon, and Texas.

Retirement Capital Strategies provides financial planning services, portfolio management for individuals and small businesses, and pension consulting services. It prepares financial plans for more than 10 clients. On top of advisory services, the firm doesn't engage in other business activities.

Retirement Capital Strategies: assets under management

The assets under management (AUM) of Retirement Capital Strategies, Inc. is $177.58 million, all of which is managed in discretionary accounts. The firm's AUM has grown by 55% since the beginning of its operation, and $814.9 thousand of the total AUM is attributable to clients outside of the United States.

The firm manages $177.58 million in discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $318.24 thousand each.

Investments

The firm invests in exchange traded securities the most. They account for 92% of the total AUM. The second-largest asset type is investment and business development companies, which make up 2% of the firm’s portfolio. Investments in investment grade corporate bonds form 2% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Retirement Capital Strategies, Inc. for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Hourly charges are usually charged for consulting work and special projects. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Thomas Earl Vaughan serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of Thomas Earl Vaughan is individuals with 256 clients and $100.78 million of assets under management. Among the 4 most similar advisory firms, Retirement Capital Strategies has the highest percentage of individuals out of all clients.

The amount of regulatory assets under management is $174.03 million for 294 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. 1% of the firm’s clients are foreign persons or businesses.

Retirement Capital Strategies doesn't advise any private funds.

Careers at Retirement Capital Strategies, Inc.

The company employs 7 people that are either part- or full-time employees. 57 percent of the employees work as investment advisers or researchers. 4 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Thomas Earl Vaughan has been acting as President since 1 Oct 2017. Theresa Lucia Vasquez joined the executive team most recently as the Chief Compliance Officer.

Direct owners and executive officers

Name	Entity	Date acquired	Ownership	Employer ID
Michael Robert Philipp	Secretary & treasurer	1 Dec 2002	25% - 50%	2375505
Thomas Earl Vaughan	Ceo & president	1 Dec 2002	Other	1721660
Kent Douglas Kuhlmann	Vice president	1 Dec 2002	Other	2363435
Vaughan 2006 Living Trust	Trust	1 Dec 2002	25% - 50%	55-2591709
2004 Philipp Living Trust	Trust	1 Dec 2002	Other	56-0969356
Camilla Elizabeth Neri	Vice president	1 Dec 2005	75% - 100%	706530
Hill Family Trust	Trust	1 Dec 2005	25% - 50%	33-3343109
Pamela Danelle Harris	Chief compliance officer	1 Oct 2009	Other	4637935
Michael Robert Philipp	Chief compliance officer	1 Mar 2011	25% - 50%	2375505
Michael Robert Philipp	Ceo & president	1 Oct 2013	75% - 100%	2375505
Thomas Earl Vaughan	Director	1 Mar 2016	Other	1721660
Thomas Earl Vaughan	Ceo/president	1 Oct 2017	50% - 75%	1721660
Theresa Lucia Vasquez	Chief compliance officer	1 May 2018	Other	4722635

Indirect Owners

The SEC currently registers 6 indirect owners.

Name	Entity	Date acquired	Ownership	Employer ID
Camilla Elizabeth Neri	Trustee	1 Jul 1994	50% - 75%	706530
Forrest Everett Joseph Hill	Trustee	1 Jul 1994	50% - 75%	3209639
Michael Robert Philipp	Trustee	1 Oct 2004	50% - 75%	2375505
Vivian Philipp	Trustee	1 Dec 2004	50% - 75%	5731565
Thomas Earl Vaughan	Trustee	1 Dec 2006	50% - 75%	1721660
Allison Vaughan	Trustee	1 Dec 2006	50% - 75%	5731562

Based in San Jose

The principal office where Retirement Capital Strategies, Inc. performs its advisory services is located at 1190 Saratoga Ave., Suite 140, San Jose, CA 95129, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 408-551-6100 or by fax 408-551-6161. The normal business hours are 9am - 5pm on Monday - Friday. You can find more information about the New York firm at rcsadvisor.com and its LinkedIn profile.